Our Coverage Options
Choose the type of protection that fits your family and budget.
Term Life
Affordable coverage for a set period (10–30 years). Ideal for protecting your family, mortgage, and income during your working years.
The ease of getting insurance with Ethos
Our modern, 100% online experience makes applying super fast and stress-free.
Coverage up to $2M
No medical exam. Just answer a few simple health questions.
Free wills & estate plans
Eligibility depends on the product and state.
High approval rates
We can offer coverage to more than 90% of applicants age 20–85, averaged across ages.
Flexible options
Designed to fit different budgets and needs.
Dedicated support
Provided by our friendly, knowledgeable team.
30-day guarantee
A 30-day money-back guarantee for total peace of mind.
Free Estate Planning Benefit
Ethos offers a FREE estate planning benefit (including wills and living trusts) for all customers with an active policy — an $898 value for the policyowner and their spouse at no extra cost.
Will available with eligible policies. Not available in AK, LA, SD, WA.
Legal Will
Distribute assets and select a guardian for your children.
Power of Attorney
Appoint someone for medical and financial decisions.
Other Essentials
Healthcare directives, trusts, and instructions for belongings.
What our customers say
"Ethos has brought me so much relief knowing my family will be taken care of."
"Excellent prices for insurance policies... especially considering NO EXAM!"
"It took about 5 minutes and I was insured instantly for 1.2 million."
"Loved how easy it was to compare and customize the policy coverage amount."
"Love the bonus complimentary estate planning aids."
Backed by leading carriers
Request Information
Fill out the form below and we'll help you find the right coverage for your family.